Author name: Carl Depay

Think your bank statement is just a list of numbers? 😮 Banks read it like a story about you — […]

Wondering if your Capitec app habits actually count toward credit readiness? 😮 Some of them do — and a few

Wondering if you should ask for a bigger credit limit on your first card? 🤔 The smaller number might actually

Confused about which “card” in your wallet is actually credit? 😮 Debit, store and credit cards are not the same

Think a Woolworths card is just for groceries? 🛒 It actually covers fashion, homeware and more — but the real

Living on the SRD grant and wondering if a credit card is even possible? 😮 It’s not off the table,

Ever wondered why so many small shops accept the same “RCS” card? 🤔 It’s one card, one application, and thousands

Confused about GoTyme, TymeBank, and whether either one gives you a credit card? 😮 Here’s what actually changed — and

Scared that applying for a credit card could get your SASSA grant cancelled? 😮 That fear does more damage than

Torn between Capitec’s one-account simplicity and Standard Bank Blue’s low headline fee? 😮 Here’s an honest, side-by-side look at both